Sad to say that my employer is having tough times, as of January I will not have dental anymore, and I will have to pay 50% of the cost of having insurance for myself, so all said and done to insure me and my wife (kids are good with the insurance they have) I will be looking at almost $600 a month for just medical. and they are cutting my hours 19% , so I will be looking for another job as well, I don't want to sink with the ship :x