that would be the perfect winter project, check your state too, some states (like illinois) you dont have to license and insure a motor-driven-cycle with less than 49 cc.
"noggodnic" (kelly) has had several of them, hes suggested simpsonmotorbikes.com to me before. still havent got around ta doin a mo-ped kit yet tho, most of the kits are made with a 26" bike in mind tho, may have trouble findin a moped kit that would fit inside the frame, unless you were thinkin bout the friction type that uses a wheel on the motor makin contact on the rear tire. some rear mounts are also chain drive too tho. also i would think a 26" would have a higher speed than a 20" would but a 20" accelerate faster than a 26" would.
ive also seen a 2-stroke motor / hub inside a 26" wheel.
the big trouble areas ive heard of are fender tabs brakin from vibrations lockin up the wheel and if you run a coaster brake only and your regular bicycle chain comes off, you better hope theres somethin soft to ride into :!:
also check out this blue stingray style frame posted by larry at the very bottom on the 1st page"ebay/craigslist" thread
viewtopic.php?f=2&t=1070&start=0
cool idea but looks like youd drag the motor on the ground if you hit a pothole er sumthin